Bodily Injury Liability (BI)
Pays when an insured is legally responsible for accidental bodily injury. Damages include medical expenses, pain and suffering and lost wages.
Property Damage Liability (PD)
Pays when an insured is legally responsible for accidental property damages to others. Property damage includes damaged property and may include loss of use.
Personal Injury Protection (PIP)
Pays medical expenses for covered persons, regardless of fault, for treatment due to an auto accident. Payments may also include rehabilitation, lost earnings, funeral expenses and survivors’ benefits.
Medical Payments (MedPay)
Pays medical and funeral expenses for covered persons, regardless of fault, for injuries sustained related to an auto accident.
Uninsured Motorist (UM)
Pays damages for bodily injury to its own insured for which an insured/underinsured motorist is legally liable but unable to pay.
Pays for damage to a covered vehicle caused by collision with another object or overturn of the vehicle.
Comprehensive Coverage (Comp)
Pays for loss of or damage to a covered vehicle, except for loss by collision. Comprehensive damages could include fire, theft or vandalism.
Towing & Labor Costs
Pays expenses incurred for having your auto towed as a result of breakdown.
Loss of Use (Rental Car)
Pays expenses for renting a car while your auto is being repaired due to an auto accident.
24 Hour Claims Reporting
One toll-free phone call 24/7 to help get you back on the road. You are always connected to a live claims counselor who makes the claims process quick and easy.